DEATH BENEFIT

(Four-weekly Cash Benefit)

How to qualify for Death Benefit

YOU MUST

OTHER REQUIREMENTS

TIME REQUIREMENT

• Be a survivor (widow/widower, child or parent) of a deceased insured contributor, who died as a result of employment injury caused by an accident.

WIDOWER
- Must be an invalid without any source of income, who was fully dependent on deceased spouse

CHILDREN
- Includes biological and step children or adopted children of the deceased insured contributor.  Must be unmarried and under 16 years or 21 years if receiving full-time education

PARENTS
- Must be 55 years or over.  If the deceased has no widow/ widower or children, parents can claim

• Present birth certificate of all survivors claiming benefit

• Present birth and death certificate of deceased insured contributor

• When spouse is applying, present marriage certificate or valid declaration to prove common-law union

WIDOW Must:
- Have care of deceased insured contributor's children or be pregnant for deceased insured contributor

- Be 50 years or over

- Be permanently incapable of self-support and was wholly dependent on the deceased

• Submit claim on prescribed form (SVB1).

Please click here to download the required forms: SVB1

• Claim should be made within 13 weeks after date of death of insured contributor

• No sum shall be paid for any period more than 26 weeks, from date on which the claim was made

How much and for how long is the Death Benefit?

Rate of Benefit Payment

Period of Benefit Payment

• Maximum Benefit for all Survivors = 60% of Average Insurable Earnings of the deceased insured contributor in the 4 weeks prior to injury

INDIVIDUAL PORTIONS
- Widow/widower: 66.67%
- Invalid children: 40%
- Other children: 25%
- Parent: 40%

• If maximum benefit (100%) is exceeded, each share is reduced accordingly

* Minimum Pension is $47 per week

* Maximum Pension is $192 per week

• As of date of death of insured contributor, for as long as the survivors continue to meet the qualifying conditions

• Widow(er) benefit stops upon remarriage

• Benefit for children (not invalid), continues up to 16 years if not in school, and up to 21 years if receiving full-time education.

WIDOW:
- If the widow meets all the qualifying conditions, she gets Death Benefit for life, but if the conditions are not met, she gets payments for 52 weeks