EMPLOYMENT INJURY / PRESCRIBED DISEASE BENEFIT
TEACHERS AND OTHER INSURED CONTRIBUTORS: You are now covered for accidents suffered while going home - work / work - home (Conditions apply)
WEEKEND WORKER: Sickness & Injury Benefit coverage has been extended to include Sundays
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How to qualify for Injury Benefit
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YOU MUST
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OTHER REQUIREMENTS
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TIME REQUIREMENT
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• Be an insured contributor
• Be injured during the course of and as a result of insurable employment
• Be unable to work due to an employment injury
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• Submit claim on prescribed form (IB1)
The medical certificate on IB1 section showing cause of illness (from employment injury / work-related prescribed disease) and number of days the insured contributor will be unable to work
• Claim must be signed and dated by an approved doctor in Belize. Details of medical care must be provided as requested on the IB1/IB8.
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• Make claim on prescribed form (IB1) for employment injury and (IB2) for work-related prescribed disease signed and dated by the insured contributor
Please click here to download the required forms:
IB1 & IB2
• Submit claim within 4 days from first day of illness shown on medical certificate
• If claim is not submitted within 4 days, good reason must be given and recorded by the insured contributor and recorded on the IB1 Form. Subsequent claims must be filed on the IB8 Form
• No sum shall be paid for any period more than 13 weeks before the date that the claim was made
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How much and for how long is the Injury Benefit?
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Rate of Benefit Payment
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Period of Benefit Payment
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• 80% of Average Insurable Earnings of insured contributor, in 4 weeks prior to injury
• After 156 days, if insured contributor still requires medical treatment, his weekly benefit rate is 60% of Average Insurable Earnings
(Temporary Disablement Pension)
• The minimum benefit payable is $44.00 weekly for the first 156 days, and $33.00 weekly for the remaining 91 days.
• The maximum benefit is $256.00 weekly for the first 156 days, and $192.00 weekly for the remaining 91 days.
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• The day after the accident
• No payment for the day on which injury occurred
• Payment includes Sundays
• Maximum payable is 156 days
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GUIDELINE FOR COMPUTING
(7) EMPLOYMENT INJURY CASH BENEFIT
*Cash Benefit is 80% of the Average Weekly Insurable Earnings, payable for Sickness, Injury and Maternity.