Employment Injury: Injury Benefit
INJURY / PRESCRIBED DISEASE BENEFIT
Injury Benefit is payable to insured members who are temporarily unable to work due to injury or prescribed occupational disease resulting from and during their insurable employment.
Injury/ Prescribed Disease and Medical Care
Injury Benefit is paid for up to 156 days to an insured person who is temporarily unable to work as a result of an employment injury. An insured person who suffers an employment injury is entitled to receive Medical Care free of cost, at any Government medical facility or at a private Social Security Board approved medical provider. Social Security pays the Government or the private provider to provide medical care treatment (with pre-arranged payment rates). If the required medical treatment cannot be obtained in Belize, the Social Security Board pays for the treatment to be provided abroad. If an employment injury results in disability whether partial or total, disablement benefit is therefore payable.
HOW TO QUALIFY
| MUST BE | REQUIREMENTS |
|---|---|
| An Insured Person. | The medical certificate on the Injury Benefit form (IB1) must highlight the cause of injury or prescribed disease and the number of days the person will be unable to work. |
| Reported within 48 hours. | Claim must be signed and dated by an approved doctor in Belize. Details of medical care must be provided as requested on the Injury Benefit form (IB1) or Continuation of Injury Benefit form (IB8). |
| Injured or develop a prescribed diseased during the course of and as a result of insurable employment. | Subsequent claim(s) related to the same injury or prescribed disease must be certified by the doctor on the Continuation of Injury Benefit form (IB8). |
HOW TO APPLY
Submit claim Injury Benefit (IB1) form fully completed including the Employer’s Section. Also submit the Witness Report form (IB7), if applicable.
Deadline to Submit: Within 14 working days from first day of injury or prescribed disease as shown on the medical certificate.
FORMS: Click to download: IB1 Employment Injury Claim ;Â IB7 Witness Report ;Â IB8 Continuation Claim
**Claims not submitted within the 14 days require that a late note with reason for late submission. Claims will not be disallowed because they are submitted late; however, the period of the benefit affected by the lateness will be disqualified.
RATE AND PAYMENT OF BENEFIT
80% of Average Insurable
Earnings of insured person is calculated and used.
After 156 days is paid,
if the insured person still continues to be under medical treatment, a provisional disablement is paid at a weekly benefit rate of 60% of Average Insurable Earnings for not more than 91 days.
Four (4) weekly salaries
prior to the injury are used to calculate the Average Insurable Earnings.
The minimum benefit
payable is $44.00 weekly for the first 156 days, and $33.00 weekly for any remaining days.
The Injury Benefit
starts as of the day after the accident happened. Sundays included.
The maximum benefit
is $384.00 weekly for the first 156 days, and $288.00 weekly for any remaining days.
EMPLOYMENT INJURY CASH BENEFIT
*Cash Benefit is 80% of the Average Weekly Insurable Earnings, payable for Sickness, Injury and Maternity.