long-term-banner

In order for a Long-Term Benefit to be paid, there are contribution conditions to be met. Payments for these benefits can be in the form of pensions or grants, determined by the number of accumulated paid contributions to the scheme. The Long-Term Benefits Branch provides coverage for: Retirement, Survivor’s, Invalidity and Non- Contributory Pension outlined as follows.

Retirement Benefit (Grant or Pension) is paid to insured persons who are 65 years of age (and older) or 60 to 64 and not employed.

Survivor’s Benefit (Grant or Pension) is paid to the widow/widower, children or parents of a deceased insured person whose death was not caused by a work-related injury.

Invalidity Benefit (Grant or Pension) is paid to insured persons under 60 years who are medically certified by Social Security Medical Board as permanently unable to do any type of work because of an illness.

Non Contributory Pension (NCP) is a monthly pension of $100.00 paid to females 65 years of age or older OR males 67 years of age or older who have no source of income or inadequate means of support.

RETIREMENT BENEFIT

Retirement Benefit (Grant or Pension) is paid to insured persons who are 65 years of age (and older) or 60 to 64 and not employed.

RETIREMENT PENSION (Four-weekly Cash Benefit)

PENSIONERS: In 2002 existing pensions were increased by at least 20%. Minimum pensions have increased from $1,820 to $2,444 yearly. All new pensions are more substantial and realistic.

  • YOU MUST

    REQUIREMENTS

    • Be an insured person:
    • between 60 and 64 years and not employed; or
    • 65 years or older (whether employed or not)
    • Have a total of 500 paid and credited contributions (Contribution Requirement for a pension)
    • Have 150 paid contributions

    If the contribution requirement is not met, a Retirement Grant is paid.

    A minimum of 26 paid contributions is required for a Retirement Grant to be paid.

    • Submit completed claim for Retirement Benefit on prescribed form(RB1)signed and dated by the insured person
    • Present  Social Security card, passport or birth certificate when making claim
    • Provide summary of employment history on prescribed form (ED1)
    • Must provide bank account or an account number from any other financial institution.
    • Claimants 60-64 years must submit written declaration stating that he/she is not employed.  Should claimant 60-64 return to work he/she needs  to inform Social Security and declare salary and method of pay (hourly, daily, weekly, monthly)
    • If 65 years old, submit claim within 13 weeks after 65th birthday. If 60-64 years, submit claim 13 weeks after date employment ceased.
    • If claim is not submitted within the required 13 weeks a good reason must be given by the insured contributor
    • No sum shall be paid for any period more than 26 weeks before the date on which the claim is made

     

    Forms: Click to download form(s):  Form RB1 Retirement Benefit Form ED1 Employment History
    • Formula: Sum of Insurable Earnings in best 3 years of contributions ÷ 150 x 30% = weekly pension
    • The pension obtainable accumulates as follows:
      • First 10 years at 3% per year = 30%
      • Next 5 years at 2% per year = 10%
      • Next 20 years at 1% per year = 20%
    • Maximum pension payable = 60% of average weekly insurable earnings.
    • Minimum Pension is $49.35 weekly
    • Payment of benefit starts as of 65th birthday; If claimant is 60-64 years, the payment of benefit starts as of the following day when employment ceased.
    • The pension is for the lifetime after age 65 of the insured person
    • A person can get a maximum pension after 35 years of contributions to the Scheme.
  • CP-Calendar-2017-AG 
RETIREMENT GRANT (One Lump Sum payment)

(Please note that it is your right to ask our officers, if, and by how much, your Retirement Benefit would increase if you opt for compulsory retirement at 65 years of age.)

  • YOU MUST OTHER REQUIREMENTS TIME REQUIREMENT
    • Be an insured contributor, between 60 and 64 and not be substantially employed

    OR

    • Be an insured contributor 65 years (whether employed or not)
    • Retirement Grant is paid if pension is not payable; and if the insured contributor has a minimum of 26 paid contributions
    • Submit completed claim for Retirement Benefit on prescribed form (RB1) signed and dated by the insured contributor
    • Present Social Security card, passport or birth certificate (with picture ID) when making claim
    • Provide summary of employment history on prescribed form (ED1) since 1981
    • Please click here to download the required forms:

    RB1 ED1

    • If 65 years old, submit claim within 13 weeks after 65th birthday
    • If 60-64 years, submit  claim 13 weeks after date employment ceased
    • If claim is not submitted within the required 13 weeks a good reason must be given by the insured contributor
  • Retirement Grant is paid if insured person does not meet the contribution requirement for a Retirement Pension. A minimum of 26 paid contributions is a requirement for a Retirement Grant.

      • Formula: 6 x sum of insurable earnings in best 3 years of contributions ÷ 150 x units of 50 contributions

    OR

    • 2.5 x sum of weekly insurable earnings ÷ no. of contributions x units of 50 contributions
    • Social Security pays the higher amount calculated with the above formulas
    • Minimum Grant is $800
    • It is a one-time payment
FUNERAL GRANT- FOR DEATH BY NATURAL CAUSE (One Lump Sum)

  • YOU MUST OTHER REQUIREMENTS TIME REQUIREMENT
    • The deceased insured contributor must have no less than 50 contributions since 1981
    • For death of an insured contributor’s dependent (spouse or child), the insured contributor must have no less than 150 contributions
    • The dependent child of the deceased insured contributor must be unmarried and under the age of 16 years, or 21 years if receiving full-time education at the time of death
    • The spouse can be either by marriage or proven common-law
    • Present original death certificate ;
    • Proof of payment of funeral cost by way of original receipts in the name of the applicant or proof of liability to pay by way of original bills or pro forma invoice in the name of the applicant.
    • Make claim on prescribed form (FG2) signed and dated by claimant

    Please click here to download form FG2

    • Claim should be made within 6 months from the date of death of the person
    • If claim is made more than one year after death, no sum shall be paid
  • Rate of Benefit Payment Period of Benefit Payment
    • $1500 for the person bearing the funeral expenses of the deceased insured contributor
    • $1,000 is paid in the case of a deceased spouse
    • $500 is paid in the case of a deceased dependent child of the insured contributor
    • One lump sum payment
SURVIVOR'S BENEFIT

Survivor’s Benefit (Grant or Pension) is paid to the widow/widower, children or parents of a deceased insured person whose death was not caused by a work-related injury.

SURVIVOR’S PENSION (Four-weekly Cash Benefit)

PENSIONERS: In 2002 existing pensions were increased by at least 20%. Minimum pensions have increased from $1,820 to $2,444 yearly. All new pensions are more substantial and realistic.

  • YOU MUST

    REQUIREMENTS

    • Be a survivor (widow/widower, child or parent) of a deceased insured person, who was receiving or was entitled to receive Retirement or Invalidity Benefit
    • WIDOWER- Must be an invalid without any source of income, who was fully dependent on deceased spouse
    • Be married or living in common-law relationship with deceased insured person for five or more years
    • CHILDREN- Includes biological, step children or adopted children of the deceased insured person.
    • PARENTS- Must be 55 years or over.  Qualified only if the deceased has no widow/widower or children.  Declaration signed by a Justice of the Peace declaring that there are no surviving beneficiaries and that parent(s) was mainly maintained by the deceased insured person.

    If the contribution requirement is not met to qualify for a pension, a Survivor’s Grant is paid.

    A minimum of 26 paid contributions is required for a Survivor’s Grant to be paid.

    • Submit completed claim on  prescribed form (SVB1),  signed and dated by the claimant
    • Present Social Security card or birth certificate of all survivors claiming benefit
    • Present death certificate of insured contributor signed and dated by a registered doctor in Belize
    • Social Security card or birth certificate of deceased insured contributor.
    • When spouse is applying, present marriage certificate or valid declaration to prove common-law union
    • WIDOW Must:- Have care of deceased insured contributor’s children or be pregnant for deceased insured contributor- Be 50 years or over- Have been spouse of deceased for no less than 5 years
    • WIDOWER Must: - Be permanently incapable of self-support and was wholly dependent on the deceased
    • Must provide bank account or an account number from any other financial institution

    • Claim should be made within 13 weeks after date of death of insured person
    • If claim is not submitted within the 13 weeks a good reason must be given by the claimant
    • No sum shall be paid for any period more than 26 weeks, from date on which the claim was made
    Form: Click to download forms: SVB1 Form
    • Formula: Sum of insurable earnings in best 3 years of contributions ÷ 150 x 30% = weekly pension; or
    • If less than 500 paid or credited contributions, 25% of Average Weekly Insurable Earning
    • INDIVIDUAL PORTIONS
      • widow/widower: 66.67%
      • invalid children: 40%
      • other children: 25%
      • parent: 40%
      If maximum benefit (100%) is exceeded, each share is reduced accordingly
    • As of date of death of insured person, for as long as the surviving beneficiaries continue to meet the qualifying conditions
    • Widow(er) benefit stops upon remarriage
    • Benefit for children (not invalid), continues up to 16 years or if receiving full-time education up to 21 years
    • WIDOW:
      • If the widow meets all the qualifying conditions, she gets Survivor’s Pension for life, but if the conditions are not met, she gets 52 weeks’ pension payments.
    • Minimum Pension is $49.35 per week
  • 2016-pension-calendar
SURVIVOR'S GRANT (One Lump Sum)

  • YOU MUST OTHER REQUIREMENTS TIME REQUIREMENT
    • If the deceased insured contributor is not entitled to either a Retirement or an Invalidity Pension, but has at least 26 paid contributions, then a grant is payable to his/her survivors (widow/widower, child or parent)
    • WIDOWER- Must be an invalid without any source of income, who was fully dependent on deceased insured spouse, for three or more years
    • CHILDREN- Includes biological, step children or adopted children of the deceased insured contributor
    • PARENTS- Must be 55 years or over. If the deceased insured contributor has no widow/widower or children, parents can claim
    • Present Social Security card or birth certificate of all survivors claiming benefit
    • Present death certificate of insured contributor signed and dated by a registered doctor in Belize
    • Social Security card or birth certificate of deceased insured contributor.
    • When spouse is applying, present marriage certificate or valid declaration to prove common-law union
    • WIDOW Must:- Have care of deceased insured contributor’s children or be pregnant for deceased insured contributor- Be 50 years or over- Have been spouse of deceased for no less than 3 years
    • WIDOWER Must: - Be permanently incapable of self-support and was wholly dependent on the deceased
    • Must provide bank account or an account number from any other financial institution
    • Submit claim on prescribed form (SVB1) for widow(er) & children AND (SVB4) for parent(s)

    Please click here to download required forms

    SVB1

    • Claim should be made within 13 weeks after date of death of insured contributor
    • If the deceased insured person is not entitled to either a Retirement or an Invalidity Pension, but has at least 26 paid contributions, then a grant is payable to his/her survivors (widow/widower, child or parent)
    • Formula: 6 x sum of insurable earnings in best 3 years of contributions ÷ 150 x units of 50 contributions; or
    • 2.5 x sum of weekly insurable earnings ÷ no. of contributions x units of 50 contributions(whichever is higher)
    • INDIVIDUAL PORTIONS
      • widow/widower: 66.67%
      • invalid children: 40%
      • other children: 25%
      • parent: 40%
    • If maximum benefit (100%) is exceeded, each share is reduced accordingly
    • It is a One-time payment
    • Minimum Grant is $800
INVALIDITY

Invalidity Benefit (Grant or Pension) is paid to insured persons under 60 years who are medically certified by Social Security Medical Board as permanently unable to do any type of work because of an illness.

INVALIDITY PENSION (Four-weekly Cash Benefit) Invalidity comes about as a result of Sickness

PENSIONERS: Existing pensions have increased by at least 20%. Minimum pensions have increased from $1,820 to $2,444 yearly. All new pensions are more substantial and realistic.

  • YOU MUST

    REQUIREMENTS

    • Be under 60 years
    • Be an invalid, according to the Social Security Act; i.e. unable to carry out any kind of work
    • Be sick for 13 consecutive weeks
    • Have 150 paid contributions since 1981
    • Have 110 paid contributions in the 5 years before invalidity commenced
    • Have 5 paid or credited contributions, in 13 weeks before illness that led to invalidity

    An Invalidity grant is paid if the contribution requirement is not met. The minimum contributions to qualify for an Invalidity Grant is 26 paid contributions.

    • Present a medical certificate, stating cause of illness causing invalidity on INV1 form
    • Claim must be signed and dated by a registered doctor in Belize.
    • Claim must be signed and dated by the insured person
    • An assessment by a medical board, set up by Social Security, must confirm invalidity
    • Present Social Security card, passport or birth certificate when making claim
    • Must provide bank account or an account number from any other financial institution.
    • Invalid insured contributor obtains Invalidity Benefit Claim Form (INV1)
    • Submit claim on prescribed form within 13 weeks of the date that you become entitled to claim invalidity benefit
    • No sum shall be paid, for any period more than 26 weeks before the date that the claim is made
    Form: Click to download form: INV1
    • Formula: Sum of insurable earnings in best 3 years of contributions ÷ 150 x 30% = weekly pension; or
    • If less than 500 paid or credited contributions, 25% of Average Weekly Insurable Earning
    • The pension is paid for as long as insured person remains an invalid; i.e. unable to carry out any kind of work
    • Minimum Pension is $49.35 per week
  • 2016-pension-calendar
INVALIDITY GRANT (One Lump Sum payment)

  • YOU MUST OTHER REQUIREMENTS TIME REQUIREMENT
    • Be under 60 years
    • Be an invalid, according to the Social Security Act; i.e. unable to carry out any kind of work
    • Be sick for 13 consecutive weeks
    • Invalidity grant is paid if pension is not payable, and the insured contributor has a minimum of 26 paid contributions
    • Present a medical certificate, stating cause of illness causing invalidity on INV1 form
    • Claim must be signed and dated by a registered doctor in Belize.
    • Claim must be signed and dated by the insured contributor
    • An assessment by a medical board, set up by Social Security, must confirm invalidity
    • Invalid insured contributor obtains Invalidity Benefit Claim Form (INV1)

    Please click here to download form INV1

    • Submit claim on prescribed form within 13 weeks of the date that you become entitled to claim invalidity benefit
    • No sum shall be paid, for any period more than 26 weeks before the date that the claim is made
    • Formula: 6 x sum of insurable earnings in best 3 years of contributions ÷ 150 x units of 50 contributions; or
    • 2.5 x sum of weekly insurable earnings ÷ number of contributions x units of 50 contributions
    • Social Security pays the higher amount calculated with the above formulas
    • It is a one-time payment
    • Minimum Grant is $800
NON CONTRIBUTORY PENSION

Non Contributory Pension (NCP) is a monthly pension of $100.00 paid to females 65 years of age or older OR males 67 years of age or older who have no source of income or inadequate means of support.


  • The Non Contributory Pension Program (NCP) became effective April 1, 2003 and was officially launched by the Government of Belize and the Social Security Board on the July 30, 2003.

    Decisions on NCP claims are made by a Non Contributory Pension Committee (NCPC) comprised of the Chairman, Canon Leroy Flowers representing the Belize Council of Churches, Mr. Andre O’Brien representing the National Council on Aging, Mrs. Ava Penill representing Ministry of Human Development and Mrs. Agnes Flowers representing the Social Security Board.

    The NCP Program is part of the Government of Belize’s strategy to address and alleviate poverty in Belize. The program was placed under the long-term benefits branch of the Social Security Board, which is the institution that implements, monitors and administers the program.

    A monthly pension of $100.00 is paid to all who meet the following requirements:

    • Be a female 65 years of age or older OR male 67 years of age or older
    • Possess a valid Social Security Card
    • Have no source of income or inadequate means of support; and
    • Be a permanent resident or citizen of Belize

    In cases where an applicant cannot sign, an X must be placed in the presence of an SSB official. If there is an entitlement to a contributory long term grant from SSB, the pensioner may opt to receive one of these benefits (Grant or NCP) but not both. However, should the option be the NCP, The applicant must fulfil all the criteria as other NCP applicants. Only one person in a household can receive the NCP.

    • All applicants are to fill out an application form (NCP1). The form is to be completely and accurately filled out.
    • The application is to be submitted to any of the Social Security branch offices.
    • An Inspector or OSH officer visits the home of the applicant to verify the information written on the application form as well as to assess living conditions.
    • Investigation procedures should be done within 30 days of receipt of an application after which a full report is sent to the Manager-Benefits Department, HQ.
    • The NCPC reviews the applications once per month and makes decisions.
    • Applications are processed by Social Security Board’s Benefits Department at Headquarters in Belmopan based on the Committee’s decision.
    • All applicants are informed in writing of their application status.

  • The pensioner collects his/her monthly pension cheque at any Atlantic Bank Branch throughout the country or if none (bank) then they must visit the Social Security Office where the application was submitted. An approved application may be revoked if the NCPC determines that the applicant no longer meets the qualifying conditions or has received a Grant(Retirement Benefit).

    In order to continuously receive an NCP pension, a pensioner’s declaration form (NCP P6) must be filled out once every six months (every December and June) and be submitted to SSB. Late submission will result in revocation of the NCP with an option to apply after six months.

    N.B. Only one person in a household can receive the NCP.


  • An application will be disallowed if the applicant is:

    • Receiving a benefit from any local or external entity such as Social Security, the Government of Belize, the US Government and/or Private pension scheme;
    • Employed;
    • Self-employed;
    • Receiving an income from any source or has adequate means of support;
    • Provides false information.
    • A long term grant has been received e.g. Survivor’s Benefit, Retirement, etc.
    • The applicant does not reside in Belize or is found to be out of the country.

  • If, for some permanent medical reason, one is unable to personally collect his/her NCP pension, then an NCP standing order authorization form can be obtained from any branch office. Once the form is completed and returned, authority can be given for someone else to collect the NCP pension on the pensioner’s behalf. To download NCP standing order authority, click here…
  • NCP-calendar-2017

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