Short Term: Sickness Benefit

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HOW TO QUALIFY

YOU MUSTREQUIREMENTS
Be an insured contributorSubmit claim on prescribed form (SB1). The medical certificate on SB1 section must show cause of illness and number of days you are unable to work
Be 14 years or over and under 65 yearsClaim must be signed and dated by a registered doctor in Belize
Have 50 paid contributionsCertificate must be signed and dated by the insured person
Have 5 paid contributions in 13 weeks, immediately before illnessEmployer to record on SM2 the salary or wages of the insured person for the13 weeks before the week illness commenced.
Be in insurable employment on the day in which incapacity occursA completed claim includes both SB1 and SM2 forms
Not working for the period certified sickSubmit claim within 4 days from the first day of illness shown on the medical certificate
Claims not submitted within the 4 days require that a written note with good reason be submitted. Claims will not be disallowed because they are submitted late; however, the period of the benefit affected by the lateness will be disqualified.
Subsequent claim(s) related to the same illness do not require the submission of an SM2.

FORM: Click to download the form(s): SB1 Sickness Form SM2/SB Salaries Record

RATE AND PAYMENT OF BENEFIT

80% of Average Weekly

Insurable Earnings of insured person, in the 13 weeks before illness

Payment starts as of

1st day of illness and includes Sundays

The minimum benefit

payable is $44.00 weekly for the first 156 days, and $33.00 weekly for the remaining 78 days.

Payment to continue as

long as employee is medically certified unable to work

If sickness period exceeds

156 days, an additional 78 days are paid at 60% of Average Weekly Insurable Earnings. If unable to return to work due to the sickness being of a permanent nature, claiming for Invalidity benefit is advised.

The maximum benefit

is $256.00 weekly for the first 156 days, and $192.00 weekly for the remaining 78 days.

Continues as long as

employee is not at work, due to illness

GUIDELINE FOR COMPUTING SICKNESS BENEFIT

Actual Weekly Earnings ($)Weekly Insurable Earnings ($)Employers’ Contributions ($)Employees’ Contributions ($)Total Contribution ($)Weekly Rate of Cash Benefits ($)
Under 70.0055.003.570.834.4044.00
70.00 to 109.9990.005.851.357.2072.00
110.00 to 139.99130.008.451.9510.40104.00
140.00 to 179.99160.009.653.1512.80128.00
180.00 to 219.99200.0011.254.7516.00160.00
220.00 to 259.99240.0012.856.3519.20192.00
260.00 to 299.99280.0014.457.9522.40224.00
300.00 and over320.0016.059.5525.60256.00
***2.600.002.60

*Cash Benefit is 80% of the Average Weekly Insurable Earnings, payable for Sickness, Injury and Maternity.

*Sickness Benefit:- After 156 days of illness, weekly cash benefit for additional 78 days is calculated at 60% of the Average Weekly Insurable Earnings.

Maximum period for Sickness Benefit is 234 days, after which the insured contributor can apply for Invalidity Benefit.