Short Term: Sickness Benefit
SICKNESS BENEFIT (Weekly Cash Benefit)
Sickness Benefit is paid for up to a maximum of 234 days to an insured person under 65 years who is temporarily unable to work because of an illness and who is employed when he or she becomes ill.
HOW TO QUALIFY
|Be an insured contributor||Submit claim on prescribed form (SB1). The medical certificate on SB1 section must show cause of illness and number of days you are unable to work|
|Be 14 years or over and under 65 years||Claim must be signed and dated by a registered doctor in Belize|
|Have 50 paid contributions||Certificate must be signed and dated by the insured person|
|Have 5 paid contributions in 13 weeks, immediately before illness||Employer to record on SM2 the salary or wages of the insured person for the13 weeks before the week illness commenced.|
|Be in insurable employment on the day in which incapacity occurs||A completed claim includes both SB1 and SM2 forms|
|Not working for the period certified sick||Submit claim within 4 days from the first day of illness shown on the medical certificate|
|Claims not submitted within the 4 days require that a written note with good reason be submitted. Claims will not be disallowed because they are submitted late; however, the period of the benefit affected by the lateness will be disqualified.|
|Subsequent claim(s) related to the same illness do not require the submission of an SM2.|
FORM: Click to download the form(s): SB1 Sickness Form SM2/SB Salaries Record
RATE AND PAYMENT OF BENEFIT
80% of Average Weekly
Insurable Earnings of insured person, in the 13 weeks before illness
Payment starts as of
1st day of illness and includes Sundays
The minimum benefit
payable is $44.00 weekly for the first 156 days, and $33.00 weekly for the remaining 78 days.
Payment to continue as
long as employee is medically certified unable to work
If sickness period exceeds
156 days, an additional 78 days are paid at 60% of Average Weekly Insurable Earnings. If unable to return to work due to the sickness being of a permanent nature, claiming for Invalidity benefit is advised.
The maximum benefit
is $256.00 weekly for the first 156 days, and $192.00 weekly for the remaining 78 days.
Continues as long as
employee is not at work, due to illness
GUIDELINE FOR COMPUTING SICKNESS BENEFIT
|Actual Weekly Earnings ($)||Weekly Insurable Earnings ($)||Employers’ Contributions ($)||Employees’ Contributions ($)||Total Contribution ($)||Weekly Rate of Cash Benefits ($)|
|70.00 to 109.99||90.00||5.85||1.35||7.20||72.00|
|110.00 to 139.99||130.00||8.45||1.95||10.40||104.00|
|140.00 to 179.99||160.00||9.65||3.15||12.80||128.00|
|180.00 to 219.99||200.00||11.25||4.75||16.00||160.00|
|220.00 to 259.99||240.00||12.85||6.35||19.20||192.00|
|260.00 to 299.99||280.00||14.45||7.95||22.40||224.00|
|300.00 and over||320.00||16.05||9.55||25.60||256.00|
*Cash Benefit is 80% of the Average Weekly Insurable Earnings, payable for Sickness, Injury and Maternity.
*Sickness Benefit:- After 156 days of illness, weekly cash benefit for additional 78 days is calculated at 60% of the Average Weekly Insurable Earnings.
Maximum period for Sickness Benefit is 234 days, after which the insured contributor can apply for Invalidity Benefit.